Make the numbers
feel more familiar.
Explore an illustrative mortgage repayment or Off Plan Resale estimate. Use it as a starting point for a conversation, not a lending decision.
Illustrative only.
Find your starting point.
Estimated mortgage amount AED 1,440,000
Estimated monthly repayment
Calculations are illustrative only and do not constitute financial advice, mortgage approval or an offer of finance. Actual lending terms depend on the lender and individual circumstances. The 3.99% rate is illustrative; actual mortgage rates and offers are subject to lender approval, eligibility criteria and change.
A simple repayment estimate.
This calculator uses a standard amortising repayment calculation. It estimates principal and interest repayments using the figures entered. It does not include fees, insurance or other costs, and actual terms depend on the lender and your circumstances.
Calculations are illustrative only and do not constitute financial advice, mortgage approval or an offer of finance. Actual lending terms depend on the lender and individual circumstances.
Know the cash you need at transfer.
Enter four figures to see your outstanding developer balance, bank financing, estimated buyer costs and the total cash you need to complete an Off Plan Resale purchase.
Your Transaction
Starting values are example figures. Edit any field and your results update immediately.
Percentage of the original purchase price already paid to the developer.
Percentage of the sale price financed by the bank.
Your Mortgage & Costs
- Outstanding Developer BalanceThe amount remaining payable to the developer
- AED 1,000,000
- Mortgage FinancingThe total amount financed by the bank
- AED 3,000,000
- Buyer Equity ContributionYour own contribution, excluding fees
- AED 3,000,000
- Estimated Buyer CostsEstimated transaction and mortgage-related fees
- AED 409,020
Buyer Costs Breakdown
- DLD fees
- AED 240,580
- Mortgage registration fees
- AED 7,790
- Bank arrangement fees
- AED 31,500
- Valuation fees
- AED 3,150
- Agency commission
- AED 126,000
- Total estimated buyer costs
- AED 409,020
Fee AssumptionsView and edit the fees used in your estimate
Percentage of Sale Price.
Percentage of mortgage amount.
Percentage of mortgage amount.
Percentage of Sale Price.
Applied to bank arrangement and agency fees.
VAT is applied to the bank arrangement fee and agency commission. All listed fees are estimated as paid by the buyer.
TOTAL BUYER CASH REQUIRED AT TRANSFER
AED 3,409,020Buyer Equity Contribution plus Estimated Buyer Costs.
Figures are illustrative estimates only. Actual financing, valuation, fees and transfer requirements depend on lender approval, eligibility and transaction circumstances. Developer NOC and trustee fees are excluded unless separately specified.